{"id":6747,"date":"2026-05-30T00:56:49","date_gmt":"2026-05-30T05:56:49","guid":{"rendered":"https:\/\/orchid-dunlin-632746.hostingersite.com\/?post_type=etudes-de-cas&#038;p=6747"},"modified":"2026-06-11T21:51:30","modified_gmt":"2026-06-12T02:51:30","slug":"purchase-with-private-mortgage-loan-for-self-employed-truck-owner-gilles","status":"publish","type":"etudes-de-cas","link":"https:\/\/solutionshypotheques.ca\/en\/case-studies\/purchase-with-private-mortgage-loan-for-self-employed-truck-owner-gilles\/","title":{"rendered":"Gilles L.: Independent truck driver looking for a mortgage"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Gilles is a specialized heavy truck operator who&nbsp;is self-employed. He does a lot of deliveries in Quebec,&nbsp;western&nbsp;Canada,&nbsp;and the United States. Being self-employed, he sometimes has a lot of expenses.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">He wants to buy a home that would have a good size lot with&nbsp;big garage to store his trucks and parts. He is currently renting a house at $2,000&nbsp;per month&nbsp;plus storage&nbsp;for his trucks and parts for&nbsp;$2,000&nbsp;per month&nbsp;for a total of $4,000&nbsp;per month!&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">He has found a&nbsp;home&nbsp;that meets&nbsp;his&nbsp;needs&nbsp;perfectly. He has over 25% down payment and his credit rating is&nbsp;slightly below&nbsp;average.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Here&nbsp;are the details:&nbsp;<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Purchase<\/strong>: Saint-J\u00e9r\u00f4me\u00a0<\/li>\n\n\n\n<li><strong>Price<\/strong>: $400,000\u00a0<\/li>\n\n\n\n<li><strong>25%<\/strong>\u00a0down payment\u00a0<\/li>\n\n\n\n<li>Private loan for 75% of the\u00a0<strong>value<\/strong>: $300,000\u00a0<\/li>\n\n\n\n<li><strong>Monthly payment<\/strong>: $2,875\u00a0per month\u00a0<\/li>\n\n\n\n<li><strong>Term<\/strong>: 1 year\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Gilles manages to:&nbsp;&nbsp;<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy the comfort of his new home today!\u00a0<\/li>\n\n\n\n<li>Benefits from the annual\u00a0appreciation of the house\u00a0<\/li>\n\n\n\n<li>Saves $1,125\u00a0per month\u00a0since he no longer pays for storage.\u00a0<\/li>\n\n\n\n<li>Plus,\u00a0we\u00a0enrolled\u00a0him the Canadian Credit Bureau\u2019s\u00a0credit repair\u00a0program\u00a0so\u00a0that he can transition\u00a0from a private loan to a traditional loan at the end of the term.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For needs met with one well structured solution,&nbsp;fill out our online application today!&nbsp;<\/p>\n","protected":false},"featured_media":2533,"parent":0,"template":"","meta":{"_acf_changed":false,"rs_blank_template":"","rs_page_bg_color":"","slide_template_v7":""},"class_list":["post-6747","etudes-de-cas","type-etudes-de-cas","status-publish","has-post-thumbnail","hentry"],"blocksy_meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Gilles L.: Independent truck driver looking for a mortgage | Solutions Hypotheques<\/title>\n<meta name=\"description\" content=\"See how Gilles, a 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