{"id":2272,"date":"2021-02-13T00:23:34","date_gmt":"2021-02-13T00:23:34","guid":{"rendered":"https:\/\/northeast.ga\/?page_id=2272"},"modified":"2026-06-11T20:20:51","modified_gmt":"2026-06-12T01:20:51","slug":"mortgage-refinance-for-debt-consolidation","status":"publish","type":"page","link":"https:\/\/solutionshypotheques.ca\/en\/mortgage-refinance-for-debt-consolidation\/","title":{"rendered":"Mortgage Refinance for Debt Consolidation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2272\" class=\"elementor elementor-2272\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53b1876 e-flex e-con-boxed e-con e-parent\" data-id=\"53b1876\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5df4258 e-con-full e-flex e-con e-child\" data-id=\"5df4258\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b4d8ea sec-title elementor-widget elementor-widget-heading\" data-id=\"3b4d8ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Mortgage Refinance for Debt Consolidation<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-741ae6d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"741ae6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8b61cf4 e-flex e-con-boxed e-con e-parent\" data-id=\"8b61cf4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cb53128 e-con-full e-flex e-con e-child\" data-id=\"cb53128\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecf25cd elementor-widget elementor-widget-image\" data-id=\"ecf25cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"360\" height=\"270\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2020\/12\/northeast_service4.jpg\" class=\"attachment-large size-large wp-image-1841\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2020\/12\/northeast_service4.jpg 360w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2020\/12\/northeast_service4-300x225.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c27546 elementor-widget elementor-widget-html\" data-id=\"1c27546\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Being turned down for buying a home or refinancing to consolidate our debt is not easy. Often, we think our credit rating is good, or we have not checked it in a while and we \u201chope\u201d it will be adequate when the time comes. We can call it wishful thinking.<\/p> \r\n\r\n<p>You might be telling yourself that since you have no debt, it must be good, right? Not necessarily. If we have filed for bankruptcy and\/or a consumer proposal, and received your discharge, but we have <span style=\"text-decoration: underline\">not worked<\/span> on our credit by obtaining <span style=\"text-decoration: underline\">new loans<\/span>, it is impossible for our credit score to go up!<\/p> \r\n\r\n<p><span style=\"text-decoration: underline\">Credit score is determined by usage, not just your credit card balance<\/span>. A <b>mortgage refinance for debt consolidation<\/b> can be refused if you have bad credit.<\/p> \r\n\r\n<p>You may experience unforeseen circumstances during your mortgage term. Your car breaks down, your washer starts to leak, and you experience reduced hours at work. When it rains, it pours!<\/p> \r\n\r\n<p>You now need to borrow to fix your car and washer, but your reduced hours at work are not helping. You have made all your payments, but you have made them late. You need to refinance to try and consolidate all your debts into one payment. You try, but the bank refuses you because your credit rating is too low!<\/p>  \r\n\r\n<p>You tell yourself: \u201cokay, if I refinance and I pay off my debts, it is going to increase my credit rating. Also, it is my home equity, I can do what I want with it, right?\u201d Wrong! The bank does not see it that way and calculates its risk differently. They consider you a risky client because you have not saved up money for unforeseen events and you need to borrow to get yourself out of a sticky situation. Also, because your credit score has dropped you may be more prone to defaulting on your mortgage payments or filing for bankruptcy. But the irony is that they may just approve you instead for Visa or Mastercard at 19.99%!<\/p> \r\n\r\n<p>This situation illustrates the refusal of a <b>mortgage refinance for debt consolidation<\/b> due to a homeowner\u2019s bad credit.<\/p>  \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91d2903 e-grid e-con-full e-con e-child\" data-id=\"91d2903\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba9d7ad elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"ba9d7ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1.png\" class=\"attachment-full size-full wp-image-3104\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1.png 512w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1-300x300.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1-150x150.png 150w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1-80x80.png 80w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">Home Value<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40cf0bb elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"40cf0bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"541\" height=\"439\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/minus.png\" class=\"attachment-full size-full wp-image-3098\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/minus.png 541w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/minus-300x243.png 300w\" sizes=\"(max-width: 541px) 100vw, 541px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dd830e elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"0dd830e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing.png\" class=\"attachment-full size-full wp-image-3102\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing.png 512w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing-300x300.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing-150x150.png 150w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing-80x80.png 80w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">Amount Owing on Your Mortgages<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef473bc elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"ef473bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"324\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png\" class=\"attachment-full size-full wp-image-2226\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals-300x216.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10b0e8 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"a10b0e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"502\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png\" class=\"attachment-full size-full wp-image-3106\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1-269x300.png 269w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">Equity<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f96211 e-grid e-con-full e-con e-child\" data-id=\"5f96211\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64b09a3 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"64b09a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"502\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png\" class=\"attachment-full size-full wp-image-3106\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1-269x300.png 269w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">Equity<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7be9e4 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"a7be9e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"400\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/plus.png\" class=\"attachment-full size-full wp-image-2228\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/plus.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/plus-300x267.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8973829 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"8973829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"593\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy.png\" class=\"attachment-full size-full wp-image-2224\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy.png 598w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy-300x297.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy-150x150.png 150w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy-80x80.png 80w\" sizes=\"(max-width: 598px) 100vw, 598px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">The Right Strategy<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b5a388 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"9b5a388\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"324\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png\" class=\"attachment-full size-full wp-image-2226\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals-300x216.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-238da7d elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"238da7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success.png\" class=\"attachment-full size-full wp-image-2220\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success.png 800w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success-300x225.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">Financial Success !<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df7d45b e-con-full e-flex e-con e-child\" data-id=\"df7d45b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad16261 elementor-widget elementor-widget-text-editor\" data-id=\"ad16261\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Another example could be that you are in a tight situation where you only make enough money to pay the monthly interest payment on your loans but never the balance. In other words, you have become a sitting duck! You are at risk of defaulting on your mortgage or your debts if any unforeseen life events come your way.<\/p><p>You hear an ad on the radio telling you that you can consolidate your debts and call your local bankruptcy trustee. You<a href=\"tel:18887085576\"> call for more information<\/a> and you are now talked into an in-person meeting. You are told that based on your current situation, you should consider a consumer proposal to get yourself out of debt. You are assured that the consumer proposition will help you gain the upper hand.<\/p><p>You have just taken $40000 of outstanding debt and turned it into $12,000 due to your consumer proposal. You are now paying 30 cents on the dollar! You are finally happy because you have reduced your monthly payments. Everything is beautiful\u2026 Right?<\/p><p>A few months later, your roof starts to leak! How can that be? It is only 12 years old! You need the funds <u>immediately<\/u> to resolve the situation. You go to your bank to refinance your home, but they refuse you! Here is why you get a bank denial:<\/p><ol><li>Your credit rating is low because of your consumer proposal.<\/li><li>The bank may have lost money with you in the consumer proposal.<\/li><li>You have not yet been discharged from your consumer proposal.<\/li><li>The bank may even decide not to renew your mortgage at the end of your term!<\/li><\/ol><p>Wow! All this for $ 12,000&#8230; And your credit score is still bad, you can hardly obtain any real credit until you are discharged, and you have not fixed your roof yet! Sure, this sounds like an exaggeration\u2026but these things really do happen!<\/p><p>If this sounds like you or someone you know, please know that we are to help. We have the knowledge and financing available to help you out of any sticky situation.<\/p><p>If you are currently in a consumer proposal or bankruptcy, we can help. If you have at least 25% equity in your home and more, we can offer you the best solutions available on the market!<\/p><p>For more information or to take the first step towards resolving your situation, complete our <a href=\"\/en\/online-application\/\"><strong><span style=\"text-decoration: underline;\">online form<\/span><\/strong><\/a> right now. You will be glad you did!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18679c1 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"18679c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"tel:18887085576\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"1-888-708-5576\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-volume\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"tel:18887085576\" >\n\t\t\t\t\t\t\t1-888-708-5576\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9800970 elementor-widget elementor-widget-video\" data-id=\"9800970\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/CIMN-RgykuI?si=vyWISx06RkEO42wi&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d44bc6b elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"d44bc6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<span class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\t3 Simple Steps \u2014 24 Hour Approval\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-658acd0 elementor-widget elementor-widget-heading\" data-id=\"658acd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Easy Application\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56c69d8 e-con-full e-flex e-con e-child\" data-id=\"56c69d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3667854 e-con-full e-flex e-con e-child\" data-id=\"3667854\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-751a2fa elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"751a2fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-star\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t1. Apply Online\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUse the form on this page or call <a href=\"tel:+18887085576\">1-888-708-5576<\/a> to speak to one of our representatives.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5bbab1b e-con-full e-flex e-con e-child\" data-id=\"5bbab1b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9dd6a0 elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"d9dd6a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t2. Get approved\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tApproved within 24 hours. Your home equity is the key to your approval. Get approved now!\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fb7244 e-con-full e-flex e-con e-child\" data-id=\"1fb7244\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dfc6bd4 elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"dfc6bd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dollar-sign\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t3. Get your funding\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe make it easy. Loan funds can be deposited directly into your bank account, once approved.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3997470 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"3997470\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"\/en\/online-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cb86b52 e-con-full e-flex e-con e-child\" data-id=\"cb86b52\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84e8c00 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"84e8c00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"http:\/\/en\/private-mortgage-loan\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Private Mortgage Loan\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"http:\/\/en\/private-mortgage-loan\/\" >\n\t\t\t\t\t\t\tPrivate Mortgage Loan\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61e64ed elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"61e64ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/en\/second-mortgage-loan\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Second Mortgage Loan\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/en\/second-mortgage-loan\/\" >\n\t\t\t\t\t\t\tSecond Mortgage Loan\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19c1e28 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"19c1e28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/en\/mortgage-refinance-for-debt-consolidation\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Mortgage Refinance for Debt Consolidation\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/en\/mortgage-refinance-for-debt-consolidation\/\" >\n\t\t\t\t\t\t\tMortgage Refinance for Debt Consolidation\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f353f78 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"f353f78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"http:\/\/en\/mortgage-loans-self-employed\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Mortgage Loans Self-Employed\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"http:\/\/en\/mortgage-loans-self-employed\/\" >\n\t\t\t\t\t\t\tMortgage Loans Self-Employed\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c65293 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"3c65293\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/en\/legal-mortgage-60-day-notice\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Legal mortgage and 60-day notice\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/en\/legal-mortgage-60-day-notice\/\" >\n\t\t\t\t\t\t\tLegal mortgage and 60-day notice\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7535689 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"7535689\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/solutionshypotheques.ca\/en\/bad-credit-mortgage\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Bad Credit Mortgage\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/solutionshypotheques.ca\/en\/bad-credit-mortgage\/\" >\n\t\t\t\t\t\t\tBad Credit Mortgage\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a187574 elementor-widget-divider--view-line_text elementor-widget-divider--element-align-right elementor-widget elementor-widget-divider\" data-id=\"a187574\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tContact Us\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd60df2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"dd60df2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-marker-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">2525 blv Daniel-Johnson, Laval, QC, H7T 1S9<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:npetropoulos@dominionqc.ca\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">npetropoulos@dominionqc.ca<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:1-888-708-5576\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">1-888-708-5576<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Being turned down for buying a home or refinancing to consolidate our debt is not easy. Often, we think our credit rating is good, or we have not checked it in a while and we \u201chope\u201d it will be adequate when the time comes. We can call it wishful thinking. You might be telling yourself [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1841,"parent":0,"menu_order":31,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"rs_blank_template":"","rs_page_bg_color":"","slide_template_v7":"","footnotes":""},"class_list":["post-2272","page","type-page","status-publish","has-post-thumbnail","hentry"],"blocksy_meta":{"has_hero_section":"disabled","vertical_spacing_source":"custom","content_area_spacing":"bottom","styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage Refinance for Debt Consolidation | Solutions Hypotheques<\/title>\n<meta name=\"description\" content=\"Refinance your mortgage to consolidate debts and lower payments. Solutions available even with bad credit or refusals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/solutionshypotheques.ca\/refinancement-hypothecaire-pour-la-consolidation-des-dettes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Refinance for Debt Consolidation | Solutions Hypotheques\" \/>\n<meta property=\"og:description\" content=\"Refinance your mortgage to consolidate debts and lower payments. Solutions available even with bad credit or refusals.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/solutionshypotheques.ca\/refinancement-hypothecaire-pour-la-consolidation-des-dettes\/\" \/>\n<meta property=\"og:site_name\" content=\"Solutions Hypotheques\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-12T01:20:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2020\/12\/northeast_service4.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"360\" \/>\n\t<meta property=\"og:image:height\" content=\"270\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mortgage Refinance for Debt Consolidation | Solutions Hypotheques","description":"Refinance your mortgage to consolidate debts and lower payments. 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Solutions available even with bad credit or refusals.","og_url":"https:\/\/solutionshypotheques.ca\/refinancement-hypothecaire-pour-la-consolidation-des-dettes\/","og_site_name":"Solutions Hypotheques","article_modified_time":"2026-06-12T01:20:51+00:00","og_image":[{"width":360,"height":270,"url":"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2020\/12\/northeast_service4.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/solutionshypotheques.ca\/refinancement-hypothecaire-pour-la-consolidation-des-dettes\/","url":"https:\/\/solutionshypotheques.ca\/refinancement-hypothecaire-pour-la-consolidation-des-dettes\/","name":"Mortgage Refinance for Debt Consolidation | Solutions Hypotheques","isPartOf":{"@id":"https:\/\/solutionshypotheques.ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/solutionshypotheques.ca\/refinancement-hypothecaire-pour-la-consolidation-des-dettes\/#primaryimage"},"image":{"@id":"https:\/\/solutionshypotheques.ca\/refinancement-hypothecaire-pour-la-consolidation-des-dettes\/#primaryimage"},"thumbnailUrl":"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2020\/12\/northeast_service4.jpg","datePublished":"2021-02-13T00:23:34+00:00","dateModified":"2026-06-12T01:20:51+00:00","description":"Refinance your mortgage to consolidate debts and lower payments. 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