{"id":2924,"date":"2021-04-13T12:21:53","date_gmt":"2021-04-13T17:21:53","guid":{"rendered":"https:\/\/northeast.ml\/?page_id=2924"},"modified":"2026-06-11T20:09:18","modified_gmt":"2026-06-12T01:09:18","slug":"bad-credit-mortgage","status":"publish","type":"page","link":"https:\/\/solutionshypotheques.ca\/en\/bad-credit-mortgage\/","title":{"rendered":"Bad Credit Mortgage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2924\" class=\"elementor elementor-2924\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f29bd2 e-flex e-con-boxed e-con e-parent\" data-id=\"1f29bd2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e380578 e-con-full e-flex e-con e-child\" data-id=\"e380578\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ece7693 sec-title elementor-widget elementor-widget-heading\" data-id=\"ece7693\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Bad Credit Mortgage<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-871dcf1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"871dcf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-410f2aa e-flex e-con-boxed e-con e-parent\" data-id=\"410f2aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-51a3a1d e-con-full e-flex e-con e-child\" data-id=\"51a3a1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33c4ac4 elementor-widget elementor-widget-image\" data-id=\"33c4ac4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/credit-1024x683.jpg\" class=\"attachment-large size-large wp-image-2933\" alt=\"bad credit what to do\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/credit-1024x683.jpg 1024w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/credit-300x200.jpg 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/credit-768x512.jpg 768w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/credit-1536x1024.jpg 1536w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/credit.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fa3348 elementor-widget elementor-widget-html\" data-id=\"0fa3348\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>\n    If you are looking to get a bad credit mortgage, it might be for one of the 3 following reasons:\n<\/p>\n<ul>\n    <li>\n    A history not making your debts payments on time;\n    <\/li>\n    <li>\n\tYou have filed for bankruptcy or you have recently been discharged from a bankruptcy; and\/or\n    <\/li>\n    <li>\n You have filed for a consumer proposal or you have recently been discharged from a consumer proposal.\n    <\/li>\n<\/ul>\n<b>Homeowner and a bad credit <\/b>\n<p>\n    For the homeowner looking for a bad credit mortgage due to a history of not making debt payments on time, there is always the possibility of refinancing with an B lender to help with your current situation. Depending on your needs, your income, and the equity on your property, we can get you a bad credit mortgage to refinance and pay your debts and, consequently, fix your credit. If that does not work, we can get you a second mortgage to answer the same needs but at a higher interest rate. Even if the interest rate might be slightly higher then an alternative B lender, it would then save you money at the end of the month and help improve your credit. At the end of your 1- or 2-year term with the B lender or 2nd mortgage loan, you would be in a position to refinance with a traditional A credit lender. The whole point of getting a bad credit mortgage is that you are always moving forward in life, one step at a time! \n<\/p>\n<b>Homeowner who has filed or been discharged from bankruptcy<\/b>\n<p>\n    If you are a homeowner who has just filed for bankruptcy and not yet been discharged, only a private lender will be able to finance you. You will need to have anywhere between 25% to 35% equity in your property or more. If you have been discharged from bankruptcy, it will depend on which lenders were included in your bankruptcy. You might not be able to refinance with a standard lender just yet therefore we might have to transition you to a B lender for a 12\u201324-month term for you to re-establish your credit. Again, this is done only if you need to refinance and get a bad credit mortgage to pay off debts, do repairs on your property or to consolidate all your debts into one \npayment.\n<\/p>\n<b>Homeowner currently in Consumer proposal<\/b>\n<p>\n    If you are a homeowner who is currently in a consumer proposal, you might need to wait a minimum of 12 months before being able to transition to a B lender.  They may consider refinancing you to pay of off your consumer proposal. Again, equity is the name of the game and they will lend you 65% to 75% of the value of your home. Once the refinancing is complete, you will have a 1-to-2-year term with them and then we transfer back to a regular lender. The strategy is always step by step.\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0c28e3 elementor-widget elementor-widget-video\" data-id=\"d0c28e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/xA85JeQwFe8&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2797aea e-grid e-con-full e-con e-child\" data-id=\"2797aea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d50d51 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"6d50d51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1.png\" class=\"attachment-full size-full wp-image-3104\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1.png 512w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1-300x300.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1-150x150.png 150w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1-80x80.png 80w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">Home Value<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8392178 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"8392178\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"541\" height=\"439\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/minus.png\" class=\"attachment-full size-full wp-image-3098\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/minus.png 541w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/minus-300x243.png 300w\" sizes=\"(max-width: 541px) 100vw, 541px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-248db3e elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"248db3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing.png\" class=\"attachment-full size-full wp-image-3102\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing.png 512w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing-300x300.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing-150x150.png 150w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing-80x80.png 80w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">Amount Owing on Your Mortgages<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28d5944 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"28d5944\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"324\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png\" class=\"attachment-full size-full wp-image-2226\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals-300x216.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9af2730 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"9af2730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"502\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png\" class=\"attachment-full size-full wp-image-3106\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1-269x300.png 269w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">Equity<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e1d73b e-grid e-con-full e-con e-child\" data-id=\"4e1d73b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a44f820 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"a44f820\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"502\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png\" class=\"attachment-full size-full wp-image-3106\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1-269x300.png 269w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">Equity<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e7a442 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"6e7a442\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"400\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/plus.png\" class=\"attachment-full size-full wp-image-2228\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/plus.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/plus-300x267.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce8dfe3 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"ce8dfe3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"593\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy.png\" class=\"attachment-full size-full wp-image-2224\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy.png 598w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy-300x297.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy-150x150.png 150w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy-80x80.png 80w\" sizes=\"(max-width: 598px) 100vw, 598px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">The Right Strategy<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b838d44 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"b838d44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"324\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png\" class=\"attachment-full size-full wp-image-2226\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals-300x216.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ada6397 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"ada6397\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success.png\" class=\"attachment-full size-full wp-image-2220\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success.png 800w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success-300x225.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">Financial Success !<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4e383a e-con-full e-flex e-con e-child\" data-id=\"c4e383a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-526cc25 elementor-widget elementor-widget-text-editor\" data-id=\"526cc25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Tenant looking for homeownership.<\/strong><\/p><p>If you are a tenant looking for a bad credit mortgage, there are options available.<\/p><p>If you are currently in a bankruptcy or consumer proposal only a private lender will be able to finance, you.<\/p><p>If you have been discharged, then a B lender might be your best option depending on your area and your down payment. If the area is not serviced by a B lender and\/or you have slightly less than 25% for a down-payment, a rent to own program might be a good option.<\/p><p>Regardless of whether you need a private lender or B lender you will need to have at least a 25% down payment, good incomes and the need to buy a property within the greater region of Montr\u00e9al to have access to them.<\/p><p>Rates range from 10 to 12% interest-only payments with a private lender, and they\u2019re usually used only for a 1-year term to get your foot in the door and then your file is transferred to a bank or B lender.<\/p><p>With a B lender, the rates begin at around 3.49% to 6.99%, depending on credit history, down payment, location of the property and your employment income. They are also a considered short-term lender as most clients only need to stay with them for 1 or 2 years to increase their credit score high enough to be eligible for a traditional A mortgage lender.<\/p><p>Again, if after studying your file, we are unable to get you a bad credit mortgage, we can always consider a lease purchase option.<\/p><p>For more information, or to take the first step towards resolving your situation, complete our <a href=\"\/en\/online-application\/\"><span style=\"text-decoration: underline;\"><strong>online form<\/strong><\/span><\/a> right now! You will be glad you did!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2a8271 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"b2a8271\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"tel:18887085576\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"1-888-708-5576\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-volume\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"tel:18887085576\" >\n\t\t\t\t\t\t\t1-888-708-5576\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a91545c elementor-widget elementor-widget-video\" data-id=\"a91545c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/Dh7RULpxzEg &quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-645712b elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"645712b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<span class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\t3 Simple Steps \u2014 24 Hour Approval\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aac3eb elementor-widget elementor-widget-heading\" data-id=\"2aac3eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Easy Application\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-492044a e-con-full e-flex e-con e-child\" data-id=\"492044a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-38c2ec3 e-con-full e-flex e-con e-child\" data-id=\"38c2ec3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c863a73 elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"c863a73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-star\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t1. Apply Online\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUse the form on this page or call <a href=\"tel:+18887085576\">1-888-708-5576<\/a> to speak to one of our representatives.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f61ee4e e-con-full e-flex e-con e-child\" data-id=\"f61ee4e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7816956 elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"7816956\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t2. Get approved\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tApproved within 24 hours. Your home equity is the key to your approval. Get approved now!\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-037824d e-con-full e-flex e-con e-child\" data-id=\"037824d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b244b15 elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b244b15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dollar-sign\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t3. Get your funding\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe make it easy. Loan funds can be deposited directly into your bank account, once approved.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15e9701 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"15e9701\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"\/en\/online-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aafc7f4 e-con-full e-flex e-con e-child\" data-id=\"aafc7f4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aede983 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"aede983\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"http:\/\/en\/private-mortgage-loan\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Private Mortgage Loan\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"http:\/\/en\/private-mortgage-loan\/\" >\n\t\t\t\t\t\t\tPrivate Mortgage Loan\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-182f201 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"182f201\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/en\/second-mortgage-loan\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Second Mortgage Loan\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/en\/second-mortgage-loan\/\" >\n\t\t\t\t\t\t\tSecond Mortgage Loan\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b02e23 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"4b02e23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/en\/mortgage-refinance-for-debt-consolidation\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Mortgage Refinance for Debt Consolidation\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/en\/mortgage-refinance-for-debt-consolidation\/\" >\n\t\t\t\t\t\t\tMortgage Refinance for Debt Consolidation\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82925c5 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"82925c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"http:\/\/en\/mortgage-loans-self-employed\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Mortgage Loans Self-Employed\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"http:\/\/en\/mortgage-loans-self-employed\/\" >\n\t\t\t\t\t\t\tMortgage Loans Self-Employed\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e393a6a elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"e393a6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/en\/legal-mortgage-60-day-notice\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Legal mortgage and 60-day notice\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/en\/legal-mortgage-60-day-notice\/\" >\n\t\t\t\t\t\t\tLegal mortgage and 60-day notice\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9997939 elementor-position-inline-end elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"9997939\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/solutionshypotheques.ca\/en\/bad-credit-mortgage\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Bad Credit Mortgage\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/solutionshypotheques.ca\/en\/bad-credit-mortgage\/\" >\n\t\t\t\t\t\t\tBad Credit Mortgage\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4901f32 elementor-widget-divider--view-line_text elementor-widget-divider--element-align-right elementor-widget elementor-widget-divider\" data-id=\"4901f32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tContact Us\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-987a665 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"987a665\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-marker-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">2525 blv Daniel-Johnson, Laval, QC, H7T 1S9<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:npetropoulos@dominionqc.ca\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">npetropoulos@dominionqc.ca<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:1-888-708-5576\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">1-888-708-5576<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>If you are looking to get a bad credit mortgage, it might be for one of the 3 following reasons: A history not making your debts payments on time; You have filed for bankruptcy or you have recently been discharged from a bankruptcy; and\/or You have filed for a consumer proposal or you have recently [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":2933,"parent":0,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"rs_blank_template":"","rs_page_bg_color":"","slide_template_v7":"","footnotes":""},"class_list":["post-2924","page","type-page","status-publish","has-post-thumbnail","hentry"],"blocksy_meta":{"has_hero_section":"disabled","vertical_spacing_source":"custom","content_area_spacing":"bottom","styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Refinance Home Mortgage Bad Credit | North East<\/title>\n<meta name=\"description\" content=\"Struggling with bad credit? 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