{"id":4013,"date":"2023-04-05T12:25:09","date_gmt":"2023-04-05T17:25:09","guid":{"rendered":"https:\/\/solutionshypotheques.ca\/?page_id=4013"},"modified":"2026-04-04T15:53:19","modified_gmt":"2026-04-04T20:53:19","slug":"rent-to-own-for-immigrants","status":"publish","type":"page","link":"https:\/\/solutionshypotheques.ca\/en\/rent-to-own-for-immigrants\/","title":{"rendered":"Rent-to-own for Immigrants"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4013\" class=\"elementor elementor-4013 elementor-4012\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1bf4fee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1bf4fee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b7b38bc\" data-id=\"b7b38bc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad80940 elementor-widget elementor-widget-text-editor\" data-id=\"ad80940\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Why choose <u>Rent-to-Own as an immigrant<\/u> or new arrival?<\/strong><\/p><p>It is well known that there is a housing crisis in Quebec, and when you move here with children, it becomes even more difficult.<\/p><p>Add a pet like a dog to the mix, and the task becomes almost impossible, as apartment owners fear that children will run and play and disturb other tenants, and that the dog will damage the floors.<\/p><p>We know that it can be difficult for families to be asked to give up their pets in order to rent a home. If you have 3, 4, or 5 children, you need a house with space and a yard to breathe a little.<\/p><p>However, thanks to the help of Nectarios Petropoulos ctr.hyp and his team, there is a rent-to-own program that allows you to choose your home today and buy it tomorrow.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60bb14f elementor-widget elementor-widget-text-editor\" data-id=\"60bb14f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>From the plane to your home, with rent-to-own!<\/strong><\/p><p>Rent-to-own can be a good option for immigrants or new arrivals because it combines the advantages of renting and buying.<\/p><p>It allows you to:<\/p><ul><li>Choose your future home today in the neighborhood of your choice<\/li><li>Save on rental fees which are often made at the same price or more expensive than a purchase<\/li><li>Build real estate assets (the repurchase price is fixed, so if the house is worth more than the agreement price at the end of the term, you will benefit from the increase!)<\/li><li>It can also be a financially advantageous solution for those who have difficulty obtaining a loan due to a 35% down payment requirement or monthly payments from a private lender being too expensive.<\/li><li>Difficulties in buying due to the Moratorium that is in place from January 1, 2023 to January 1, 2025<\/li><\/ul><p><strong>How does rent with the option to buy work for newcomers?<\/strong><\/p><ol><li>We purchase the home of your choice<\/li><li>You pay rent for a period of 1 to 5 years (depending on your status and needs)<\/li><li>You buy it from us at a fixed price.<\/li><\/ol><p>It&#8217;s as simple as <u><a href=\"https:\/\/solutionshypotheques.ca\/en\/breneka-real-estate-solutions-international\/\">from the plane to your home with rent-to-own<\/a>!<\/u><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-545e2ce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"545e2ce\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c2a863a\" data-id=\"c2a863a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd27a6b elementor-widget elementor-widget-html\" data-id=\"cd27a6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"row strategy-cta d-flex align-items-md-baseline\">\r\n\t<div class=\"col-12 col-md-3 text-center\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/overseas-agreement.png\" class=\"cta-img\" alt=\"\">\r\n\t\t<h3>1. Overseas agreement<\/h3>\r\n\t<\/div>\r\n\t<div class=\"col-12 col-md-1\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/arrow-right.png\" class=\"operator\" alt=\"plus\">\r\n\t<\/div>\r\n\t<div class=\"col-12 col-md-4 text-center\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/flying.png\" class=\"cta-img\" alt=\"\">\r\n\t\t<h3>2. Move to Canada<\/h3>\r\n\t<\/div>\r\n\t<div class=\"col-12 col-md-1 p-0\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/arrow-right.png\" class=\"operator\" alt=\"equals\">\r\n\t<\/div>\r\n\t<div class=\"col-12 col-md-3 text-center\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/parachuting.png\" class=\"cta-img\" alt=\"\">\r\n\t\t<h3>3. Move into your future home<\/h3>\r\n\t<\/div>\r\n<\/div>\r\n\r\n<div class=\"row strategy-cta d-flex align-items-md-baseline\">\r\n\t<div class=\"col-12 col-md-3 text-center\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/pay-rent.png\" class=\"cta-img\" alt=\"\">\r\n\t\t<h3>4. Pay rent and build your name & credit<\/h3>\r\n\t<\/div>\r\n\t<div class=\"col-12 col-md-1\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/arrow-right.png\" class=\"operator\" alt=\"plus\">\r\n\t<\/div>\r\n\t<div class=\"col-12 col-md-4 text-center\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/mortgage.png\" class=\"cta-img\" alt=\"\">\r\n\t\t<h3>5. Qualify for a mortgage and buy your home<\/h3>\r\n\t<\/div>\r\n\t<div class=\"col-12 col-md-1 p-0\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/arrow-right.png\" class=\"operator\" alt=\"equals\">\r\n\t<\/div>\r\n\t<div class=\"col-12 col-md-3 text-center\">\r\n\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/04\/celebrate.png\" class=\"cta-img\" alt=\"\">\r\n\t\t<h3>6. Finally Homeowner & Celebrate!<\/h3>\r\n\t<\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-145ec6f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"145ec6f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e298d8a\" data-id=\"e298d8a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27b6ada elementor-widget elementor-widget-text-editor\" data-id=\"27b6ada\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Simplified eligibility criteria:<\/strong><\/p><ol><li>A minimum of 13.5% down payment is required to study your application<\/li><li>A 20% down payment is preferable to save on mortgage insurance fees and have more advantageous monthly payments<\/li><li>Proof of income (employment letter, job offer, etc.) is required.<\/li><\/ol><p><strong>Our process in brief:<\/strong><\/p><p><strong>Before the term:<\/strong><\/p><ol><li>Fill out the online application form<\/li><li>We contact you to obtain more information and understand your needs<\/li><li>We prepare a customized solution based on your budget<\/li><li>We approve you for a maximum property value<\/li><li>We put you in contact with our real estate professionals<\/li><li>We make an offer to purchase the desired property<\/li><li>We buy the property<\/li><li>You move in and celebrate!<\/li><\/ol><p><strong>During the term:<\/strong><\/p><ol start=\"9\"><li>You pay according to the agreed conditions and manage repairs related to the property<\/li><li>You start the process of permanent residency, if applicable<\/li><li>You build your name and credit<\/li><li>Annual review of your credit and progress<\/li><\/ol><p><strong>End of term:<\/strong><\/p><ol start=\"13\"><li>We prepare your file for redemption with financial institutions<\/li><li>The financing file is approved<\/li><li>The transaction is notarized<\/li><li>You officially become the owner!<\/li><li>Celebrations + Champagne!<\/li><\/ol><p>Contact us for more information or to start the process. Click on the online application to get started today!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59c9bcc elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"59c9bcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"tel:18887085576\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"1-888-708-5576\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-volume\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"tel:18887085576\" >\n\t\t\t\t\t\t\t1-888-708-5576\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da0020c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da0020c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1e76ca\" data-id=\"c1e76ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-619826f sec-title centred elementor-widget elementor-widget-heading\" data-id=\"619826f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">3 Simple Steps &mdash; 24 Hour Approval<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cda838d sec-title elementor-widget elementor-widget-heading\" data-id=\"cda838d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Easy Application<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a334be elementor-widget elementor-widget-fionca_team\" data-id=\"5a334be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"fionca_team.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t <!-- team-section -->\r\n\t\t <!-- team-section -->\r\n\t<section class=\"team-section team-page\">\r\n\t\t<div class=\"auto-container\">\r\n\t\t\t<div class=\"row clearfix\">\r\n\t\t\t\t\t\t\t \r\n\t\t\t\t<div class=\"col-lg-4 col-md-4 col-sm-12 team-block\">\r\n\t\t\t\t\t<div class=\"team-block-one\">\r\n\t\t\t\t\t\t<div class=\"inner-box\">\r\n\t\t\t\t\t\t\t<figure class=\"image-box\"><img decoding=\"async\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2026\/04\/application_bg.jpg\" title=\"How to get private mortgage financing\" alt=\"Private mortgage financing\" loading=\"lazy\" \/><\/figure>\r\n\t\t\t\t\t\t\t<div class=\"lower-content\">\r\n\t\t\t\t\t\t\t\t<div class=\"ovellay-box\">\r\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit\"><\/i>\r\n\t\t\t\t\t\t\t\t\t<h3>1. Apply Online<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span class=\"designation\">Use the form on this page or call <a style=\"color: #E7B43A; white-space: nowrap;\" href=\"tel:18887085576\">1-888-708-5576<\/a> to speak to one of our representatives.<\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t \r\n\t\t\t\t<div class=\"col-lg-4 col-md-4 col-sm-12 team-block\">\r\n\t\t\t\t\t<div class=\"team-block-one\">\r\n\t\t\t\t\t\t<div class=\"inner-box\">\r\n\t\t\t\t\t\t\t<figure class=\"image-box\"><img decoding=\"async\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/approval_bg.jpg\" title=\"approval_bg\" alt=\"approval_bg\" loading=\"lazy\" \/><\/figure>\r\n\t\t\t\t\t\t\t<div class=\"lower-content\">\r\n\t\t\t\t\t\t\t\t<div class=\"ovellay-box\">\r\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-check\"><\/i>\r\n\t\t\t\t\t\t\t\t\t<h3>2. Get approved<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span class=\"designation\">Approved within 24 hours. Your home equity is the key to your approval. Get approved now!<\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t \r\n\t\t\t\t<div class=\"col-lg-4 col-md-4 col-sm-12 team-block\">\r\n\t\t\t\t\t<div class=\"team-block-one\">\r\n\t\t\t\t\t\t<div class=\"inner-box\">\r\n\t\t\t\t\t\t\t<figure class=\"image-box\"><img decoding=\"async\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/funding_bg.jpg\" title=\"funding_bg\" alt=\"funding and credit mortgage\" loading=\"lazy\" \/><\/figure>\r\n\t\t\t\t\t\t\t<div class=\"lower-content\">\r\n\t\t\t\t\t\t\t\t<div class=\"ovellay-box\">\r\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-dollar-sign\"><\/i>\r\n\t\t\t\t\t\t\t\t\t<h3>3. Get your funding<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span class=\"designation\">We make it easy. Loan funds can be deposited directly into your bank account, once approved.<\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t<div class=\"auto-container text-center\">\r\n\t\t\t<div class=\"btn-box\"><a href=\"\/en\/rent-to-own-immigrant-form\" class=\"mt-4 theme-btn style-one\">Apply Now<\/a><\/div>\r\n\t\t<\/div>\r\n\t<\/section>\r\n\t<!-- team-section end -->\r\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cf91262 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf91262\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4740237\" data-id=\"4740237\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1642673 elementor-widget elementor-widget-text-editor\" data-id=\"1642673\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Did you know?<\/strong><\/p><p>Richard Crothers, who recently immigrated from France in July 2022 with his spouse and 6 children, has become our Director of Business Development for the Breneka International division! Learn more about his <u><a href=\"https:\/\/solutionshypotheques.ca\/en\/breneka-real-estate-solutions-international\/\">inspiring story here<\/a>!<\/u><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Why choose Rent-to-Own as an immigrant or new arrival? It is well known that there is a housing crisis in <span>&#8230;<\/span><\/p>\n","protected":false},"author":7,"featured_media":4020,"parent":0,"menu_order":39,"comment_status":"closed","ping_status":"closed","template":"single-services.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4013","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Rent-to-Own Programs for Immigrants in Quebec | North East<\/title>\n<meta name=\"description\" content=\"Rent\u2011to\u2011own for immigrants : choose your home, pay rent, build equity; avoid high down payments and buy later at a fixed price.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/solutionshypotheques.ca\/en\/rent-to-own-for-immigrants\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rent-to-Own Programs for Immigrants in Quebec | North East\" \/>\n<meta property=\"og:description\" content=\"Rent\u2011to\u2011own for immigrants : choose your home, pay rent, build equity; 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