{"id":6841,"date":"2026-06-10T02:21:36","date_gmt":"2026-06-10T07:21:36","guid":{"rendered":"https:\/\/solutionshypotheques.ca\/?p=6841"},"modified":"2026-06-10T02:24:07","modified_gmt":"2026-06-10T07:24:07","slug":"3-erreurs-frequentes-quand-on-cherche-une-hypotheque-avec-un-mauvais-credit","status":"publish","type":"post","link":"https:\/\/solutionshypotheques.ca\/en\/latest-news\/3-erreurs-frequentes-quand-on-cherche-une-hypotheque-avec-un-mauvais-credit\/","title":{"rendered":"3 erreurs fr\u00e9quentes quand on cherche une hypoth\u00e8que avec un mauvais cr\u00e9dit"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6841\" class=\"elementor elementor-6841 elementor-5466\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a721a3b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a721a3b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2224d5d\" data-id=\"2224d5d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20eff1c elementor-widget elementor-widget-text-editor\" data-id=\"20eff1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\" style=\"line-height: 1.38; margin-top: 12pt; margin-bottom: 12pt;\">Avoir un mauvais cr\u00e9dit ne signifie pas que vous devez abandonner vos projets immobiliers. Mais attention : certaines erreurs peuvent consid\u00e9rablement <a href=\"https:\/\/solutionshypotheques.ca\/dernieres-nouvelles\/comment-refinancer-une-hypotheque-avec-un-mauvais-credit\/\">freiner vos chances d&#8217;obtenir une hypoth\u00e8que<\/a>.\u00a0<\/p><h2 dir=\"ltr\" style=\"line-height: 1.38; margin-top: 12pt; margin-bottom: 12pt;\"><span style=\"color: #222222;\"><span style=\"font-size: 32px;\"><b>Erreur n\u00b01 : S&#8217;adresser uniquement aux banques traditionnelles<\/b><\/span><\/span><\/h2><div>\u00a0<\/div><p>Le pi\u00e8ge : Beaucoup de gens croient que les banques sont la seule voie pour obtenir un pr\u00eat hypoth\u00e9caire. Pourtant, avec un mauvais cr\u00e9dit, elles sont souvent les moins flexibles et les plus rigides dans leurs crit\u00e8res.<\/p><p>Les banques traditionnelles se basent principalement sur votre cote de cr\u00e9dit et votre ratio d&#8217;endettement. Si l&#8217;un ou l&#8217;autre ne respecte pas leurs crit\u00e8res stricts, c&#8217;est souvent un refus automatique, peu importe votre situation r\u00e9elle.<\/p><p><b>La solution :<\/b> Tournez-vous vers des <b>pr\u00eateurs alternatifs ou pr\u00eateurs priv\u00e9s<\/b>. Ils \u00e9valuent votre dossier diff\u00e9remment, en mettant l&#8217;accent sur :<\/p><ul><li>La valeur de votre propri\u00e9t\u00e9 ou votre mise de fonds<\/li><li>Votre capacit\u00e9 de remboursement actuelle<\/li><li>Votre \u00e9quit\u00e9 disponible<\/li><\/ul><p>Ces pr\u00eateurs offrent une seconde chance \u00e0 ceux qui veulent rebondir et sont souvent plus humains dans leur approche.<\/p><h2><b>Erreur n\u00b02 : Croire qu&#8217;un mauvais cr\u00e9dit = refus automatique<\/b><\/h2><p style=\"line-height: 1.38; margin-top: 0pt; margin-bottom: 12pt;\"><span style=\"color: #666666; font-size: 16px;\">Le pi\u00e8ge : <\/span><span style=\"color: #666666; font-size: 16px; font-weight: 400;\">Trop d&#8217;emprunteurs pensent qu&#8217;un dossier de <a href=\"https:\/\/solutionshypotheques.ca\/pret-hypothecaire-prive\/\">cr\u00e9dit imparfait<\/a> signifie automatiquement la fin de leurs chances. Cette croyance les emp\u00eache m\u00eame d&#8217;essayer.<\/span><\/p><p>La r\u00e9alit\u00e9 : M\u00eame avec un historique de paiements en retard, une faillite pass\u00e9e ou une proposition de consommateur, il est encore possible d&#8217;obtenir un pr\u00eat hypoth\u00e9caire. Le secret r\u00e9side dans une strat\u00e9gie adapt\u00e9e \u00e0 votre situation unique.<\/p><p>Ce qui compte vraiment :<\/p><ul><li>L&#8217;\u00e9quit\u00e9 disponible dans votre propri\u00e9t\u00e9 (g\u00e9n\u00e9ralement 35%-45% minimum)<\/li><\/ul><ul><li>Vos revenus stables et d\u00e9montrables<\/li><\/ul><ul><li>Votre capacit\u00e9 actuelle \u00e0 effectuer les paiements mensuels<\/li><\/ul><ul><li>Votre motivation \u00e0 am\u00e9liorer votre situation<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-13c0ebb e-grid e-con-full e-con e-child\" data-id=\"13c0ebb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23e1afd elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"23e1afd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1.png\" class=\"attachment-full size-full wp-image-3104\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1.png 512w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1-300x300.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1-150x150.png 150w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_value_1-80x80.png 80w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">Valeur marchande<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a5edfe elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2a5edfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"541\" height=\"439\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/minus.png\" class=\"attachment-full size-full wp-image-3098\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/minus.png 541w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/minus-300x243.png 300w\" sizes=\"(max-width: 541px) 100vw, 541px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ba77ef elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"9ba77ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing.png\" class=\"attachment-full size-full wp-image-3102\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing.png 512w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing-300x300.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing-150x150.png 150w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/amount_owing-80x80.png 80w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">Montant de vos hypoth\u00e8ques<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce2e8d4 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"ce2e8d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"324\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png\" class=\"attachment-full size-full wp-image-2226\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals-300x216.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f66c93 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"1f66c93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"502\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png\" class=\"attachment-full size-full wp-image-3106\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1-269x300.png 269w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">\u00c9quit\u00e9<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a27e7d6 e-grid e-con-full e-con e-child\" data-id=\"a27e7d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f966e71 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"f966e71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"502\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png\" class=\"attachment-full size-full wp-image-3106\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/04\/home_equity_1-269x300.png 269w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">\u00c9quit\u00e9<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f8be39 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"8f8be39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"400\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/plus.png\" class=\"attachment-full size-full wp-image-2228\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/plus.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/plus-300x267.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30ef994 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"30ef994\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"593\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy.png\" class=\"attachment-full size-full wp-image-2224\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy.png 598w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy-300x297.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy-150x150.png 150w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/strategy-80x80.png 80w\" sizes=\"(max-width: 598px) 100vw, 598px\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">La bonne strat\u00e9gie<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dc0a62 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"6dc0a62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"324\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png\" class=\"attachment-full size-full wp-image-2226\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals.png 450w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/equals-300x216.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cec9dca elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"cec9dca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success.png\" class=\"attachment-full size-full wp-image-2220\" alt=\"\" srcset=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success.png 800w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success-300x225.png 300w, https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2021\/02\/financial_success-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">Succ\u00e8s financier!<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cc715b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cc715b6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1554399\" data-id=\"1554399\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7716785 elementor-widget elementor-widget-text-editor\" data-id=\"7716785\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span style=\"color: #222222;\"><span style=\"font-size: 22px;\"><b>Erreur n\u00b03 : Ignorer son dossier de cr\u00e9dit avant de postuler<\/b><\/span><\/span><\/h2><div>\u00a0<\/div><p>Le pi\u00e8ge : Demander une hypoth\u00e8que sans conna\u00eetre le contenu exact de votre dossier de cr\u00e9dit, c&#8217;est comme partir en voyage sans carte routi\u00e8re. Beaucoup d\u00e9couvrent trop tard des erreurs ou des \u00e9l\u00e9ments n\u00e9gatifs qui auraient pu \u00eatre corrig\u00e9s.<\/p><p><b>Pourquoi c&#8217;est grave :<\/b><\/p><ul><li>Vous perdez du temps pr\u00e9cieux<\/li><li>Vous ratez des opportunit\u00e9s d&#8217;am\u00e9lioration<\/li><li>Vous vous pr\u00e9sentez mal pr\u00e9par\u00e9 aux pr\u00eateurs<\/li><\/ul><p><b>La solution : <\/b>Obtenez une copie de votre rapport de cr\u00e9dit (id\u00e9alement Equifax, sinon TransUnion) avant de faire toute demande. Cela vous permet de :<\/p><ul><li>Corriger les erreurs potentielles qui nuisent \u00e0 votre score<\/li><li>Identifier pr\u00e9cis\u00e9ment ce qui impacte n\u00e9gativement votre dossier<\/li><li>Commencer \u00e0 poser des actions concr\u00e8tes pour l&#8217;am\u00e9liorer<\/li><li>Pr\u00e9parer des explications claires pour les pr\u00eateurs<\/li><\/ul><p><span style=\"color: #222222; font-size: 22px; font-weight: bold;\">Aidez-nous \u00e0 mieux vous conna\u00eetre et \u00e0 comprendre votre situation unique.<\/span><\/p><h3 style=\"transition-property: all;\">Remplissez &#8211;<span style=\"text-decoration-line: underline;\"><em><span style=\"font-weight: bolder;\"><a style=\"transition-property: all;\" href=\"https:\/\/solutionshypotheques.ca\/demande-en-ligne\/\">\u00a0notre formulaire<\/a>\u00a0&#8211;\u00a0<\/span><\/em><\/span>ou appelez-nous d\u00e8s maintenant au\u00a0<span style=\"font-weight: bolder;\">1-888-708-5576.<\/span><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abd1260 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"abd1260\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"tel:18887085576\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"1-888-708-5576\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-volume\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"tel:18887085576\" >\n\t\t\t\t\t\t\t1-888-708-5576\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Avoir un mauvais cr\u00e9dit ne signifie pas que vous devez abandonner vos projets immobiliers. Mais attention : certaines erreurs peuvent consid\u00e9rablement freiner vos chances d&#8217;obtenir une hypoth\u00e8que.\u00a0 Erreur n\u00b01 : S&#8217;adresser uniquement aux banques traditionnelles \u00a0 Le pi\u00e8ge : Beaucoup de gens croient que les banques sont la seule voie pour obtenir un pr\u00eat hypoth\u00e9caire. [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":3986,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rs_blank_template":"","rs_page_bg_color":"","slide_template_v7":"","footnotes":""},"categories":[75],"tags":[],"class_list":["post-6841","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-news"],"blocksy_meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3 erreurs fr\u00e9quentes quand on cherche une hypoth\u00e8que avec un mauvais cr\u00e9dit | Solutions Hypotheques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/solutionshypotheques.ca\/en\/latest-news\/3-erreurs-frequentes-quand-on-cherche-une-hypotheque-avec-un-mauvais-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 erreurs fr\u00e9quentes quand on cherche une hypoth\u00e8que avec un mauvais cr\u00e9dit | Solutions Hypotheques\" \/>\n<meta property=\"og:description\" content=\"Avoir un mauvais cr\u00e9dit ne signifie pas que vous devez abandonner vos projets immobiliers. Mais attention : certaines erreurs peuvent consid\u00e9rablement freiner vos chances d&#8217;obtenir une hypoth\u00e8que.\u00a0 Erreur n\u00b01 : S&#8217;adresser uniquement aux banques traditionnelles \u00a0 Le pi\u00e8ge : Beaucoup de gens croient que les banques sont la seule voie pour obtenir un pr\u00eat hypoth\u00e9caire. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/solutionshypotheques.ca\/en\/latest-news\/3-erreurs-frequentes-quand-on-cherche-une-hypotheque-avec-un-mauvais-credit\/\" \/>\n<meta property=\"og:site_name\" content=\"Solutions Hypotheques\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-10T07:21:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-10T07:24:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/solutionshypotheques.ca\/wp-content\/uploads\/2023\/04\/Notice-of-Foreclosure-01.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"405\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ren\u00e9 Le Bertre\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ren\u00e9 Le Bertre\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"3 erreurs fr\u00e9quentes quand on cherche une hypoth\u00e8que avec un mauvais cr\u00e9dit | Solutions Hypotheques","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/solutionshypotheques.ca\/en\/latest-news\/3-erreurs-frequentes-quand-on-cherche-une-hypotheque-avec-un-mauvais-credit\/","og_locale":"en_US","og_type":"article","og_title":"3 erreurs fr\u00e9quentes quand on cherche une hypoth\u00e8que avec un mauvais cr\u00e9dit | Solutions Hypotheques","og_description":"Avoir un mauvais cr\u00e9dit ne signifie pas que vous devez abandonner vos projets immobiliers. Mais attention : certaines erreurs peuvent consid\u00e9rablement freiner vos chances d&#8217;obtenir une hypoth\u00e8que.\u00a0 Erreur n\u00b01 : S&#8217;adresser uniquement aux banques traditionnelles \u00a0 Le pi\u00e8ge : Beaucoup de gens croient que les banques sont la seule voie pour obtenir un pr\u00eat hypoth\u00e9caire. 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