{"id":6974,"date":"2026-06-30T13:56:54","date_gmt":"2026-06-30T18:56:54","guid":{"rendered":"https:\/\/solutionshypotheques.ca\/?p=6974"},"modified":"2026-07-27T20:47:21","modified_gmt":"2026-07-28T01:47:21","slug":"the-60-day-notice","status":"publish","type":"post","link":"https:\/\/solutionshypotheques.ca\/en\/latest-news\/the-60-day-notice\/","title":{"rendered":"The 60-day Foreclosure notice"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6974\" class=\"elementor elementor-6974 elementor-6960\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-702ac62 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"702ac62\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e17e219\" data-id=\"e17e219\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f26b08 e-con-full e-flex e-con e-child\" data-id=\"7f26b08\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43e1c5a elementor-widget elementor-widget-text-editor\" data-id=\"43e1c5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>The 60-day notice: a warning sign to be taken seriously<\/h2><p>A 60-day notice, also known as a notice of default, is one of the most serious warnings a homeowner can receive. In practical terms, the bank gives you two months to remedy a default situation, failing which it may seize and sell your home. The most common causes are:<\/p><ul><li>Late mortgage payments<\/li><li>Lack of insurance on the property<\/li><li>Improper use of the home (e.g., commercial use of a residential property)<\/li><\/ul><p>Once they receive this notice, many homeowners panic and believe that the only solution is to sell their home. However, there are other options available. A well-structured private mortgage loan can give you the time you need to get back on track, pay off your urgent debts, and keep your home. The support of a specialized mortgage broker is essential, as they will be able to evaluate the options available to you based on your income, debts, and the equity in your property.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dffdc21 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"dffdc21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"\/en\/online-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c03614 elementor-widget elementor-widget-text-editor\" data-id=\"4c03614\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>What are your options for protecting your home?<\/h2><p>Act quickly: the longer you wait, the more limited your options become.<\/p><ul><li>Private lenders often impose strict conditions when they perceive an emergency.<\/li><li>Consult a mortgage broker: unlike private lenders, a broker regulated by the AMF is there to defend your interests and find the best strategy for your situation.<\/li><li>Explore private refinancing solutions: these temporary loans are designed to get you out of a bind. Once your debts are paid off and your credit rating is restored, you can return to an institutional lender.<\/li><\/ul><h2>Why work with Mortgage Solutions?<\/h2><p>At Mortgage Solutions, we have been supporting Quebec homeowners facing financial challenges for over 10 years. Our team is certified by the Autorit\u00e9 des march\u00e9s financiers (AMF) and has a network of reliable lenders.<\/p><p>We understand that behind every legal mortgage or 60-day notice, there is a family and a life plan to protect. That&#8217;s why we implement quick, humane solutions tailored to your situation.<\/p><p style=\"text-align: center;\"><strong><span style=\"color: #ff0000;\">Call us now at 1-888-708-5576 or fill out our online form.<\/span><\/strong><\/p><p>A quick consultation can make all the difference.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9fe30e elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"d9fe30e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"\/en\/online-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b8e446 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b8e446\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f1b9839\" data-id=\"f1b9839\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0057ac4 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"0057ac4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"tel:18887085576\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"1-888-708-5576\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-volume\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"tel:18887085576\" >\n\t\t\t\t\t\t\t1-888-708-5576\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The 60-day notice: a warning sign to be taken seriously A 60-day notice, also known as a notice of default, is one of the most serious warnings a homeowner can receive. In practical terms, the bank gives you two months to remedy a default situation, failing which it may seize and sell your home. The [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":6981,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[75],"tags":[],"class_list":["post-6974","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-news"],"blocksy_meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>60-Day Notice &amp; Tax Liens in Quebec | Solutions Hypoth\u00e8ques<\/title>\n<meta name=\"description\" content=\"Have you received a 60-day notice ? 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