{"id":7178,"date":"2026-07-29T09:40:04","date_gmt":"2026-07-29T14:40:04","guid":{"rendered":"https:\/\/solutionshypotheques.ca\/?p=7178"},"modified":"2026-07-29T09:56:31","modified_gmt":"2026-07-29T14:56:31","slug":"comment-retirer-un-cosignataire-ou-co-emprunteur-de-la-maison","status":"publish","type":"post","link":"https:\/\/solutionshypotheques.ca\/dernieres-nouvelles\/comment-retirer-un-cosignataire-ou-co-emprunteur-de-la-maison\/","title":{"rendered":"Comment retirer un cosignataire ou co-emprunteur de la maison ?"},"content":{"rendered":"\t\t
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Comment retirer un cosignataire ou co-emprunteur<\/strong> de la maison<\/strong>\u00a0:<\/h2>

On doit vous qualifier pour le m\u00eame montant exact d\u2019hypoth\u00e8que et le m\u00eame amortissement, en prenant compte de vos revenus et votre cote de cr\u00e9dit. Ceci s\u2019appelle une Subrogation. Si, par contre, vous voulez sortir des liquidit\u00e9s et augmenter le montant du pr\u00eat, on parle d\u2019un refinancement.<\/p>

Voici la proc\u00e9dure en cas de retrait du cosignataire<\/a>.<\/p>

Qu\u2019est-ce qui arrive si la banque refuse de retirer votre cosignataire de la maison<\/strong>?<\/h2>

Disons que votre beau-fr\u00e8re et sa femme veulent acheter une maison. Ils ont la mise de fonds n\u00e9cessaire, les revenus et la cote de cr\u00e9dit. Ils vont voir leur courtier hypoth\u00e9caire, mais ils ne qualifient pas pour l\u2019hypoth\u00e8que parce qu\u2019ils ont cosign\u00e9 pour votre hypoth\u00e8que il y a 3 ans!<\/p>

Cela les inqui\u00e8te, car ils attendent un enfant et cherchent \u00e0 emm\u00e9nager dans leur nouvelle maison bient\u00f4t. Vous faites vos d\u00e9marches mais votre cote de cr\u00e9dit est trop basse\u2026 Le risque de chicane et de relations tendues augmente consid\u00e9rablement, et il se peut m\u00eame qu\u2019ils vous demandent de retirer leur nom du dossier \u00e0 tout prix, m\u00eame si cela veut dire mettre votre maison \u00e0 vendre!<\/p>

Il y a des solutions qui s\u2019offrent \u00e0 vous lors d\u2019un refus bancaire pour retirer un cosignataire. Gr\u00e2ce \u00e0 nos multitudes de pr\u00eateurs B et alternatifs, il est possible de soit subroger ou refinancer l\u2019immeuble pour ensuite retirer leur nom. Ainsi, vous gardez votre maison et eux peuvent acheter la leur!<\/p>

Si ceci est votre situation ou que vous connaissez quelqu’un qui pourrait b\u00e9n\u00e9ficier de notre aide, prenez quelques minutes pour remplir notre formulaire en ligne<\/u><\/a> et il nous fera plaisir de mettre nos plus de 10 ann\u00e9es d\u2019exp\u00e9rience \u00e0 votre service!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t1-888-708-5576\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t
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\n\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t3 \u00e9tapes simples \u2014 Approbation sous 24 heures\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Application facile\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t1. Postuler en ligne\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tUtilisez le formulaire sur cette page ou appelez le 1-888-708-5576<\/a> pour parler \u00e0 l'un de nos repr\u00e9sentants.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t2. Obtenir l'approbation\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tApprouv\u00e9 dans les 24 heures. La valeur nette de votre maison est la cl\u00e9 de votre approbation. Obtenez une approbation maintenant !\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t3. Obtenez votre financement\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tNous vous facilitons la t\u00e2che. Les fonds du pr\u00eat peuvent \u00eatre d\u00e9pos\u00e9s directement sur votre compte bancaire, une fois approuv\u00e9s.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPostulez maintenant<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Comment retirer un cosignataire ou co-emprunteur de la maison\u00a0: On doit vous qualifier pour le m\u00eame montant exact d\u2019hypoth\u00e8que et le m\u00eame amortissement, en prenant compte de vos revenus et votre cote de cr\u00e9dit. Ceci s\u2019appelle une Subrogation. Si, par contre, vous voulez sortir des liquidit\u00e9s et augmenter le montant du pr\u00eat, on parle d\u2019un […]<\/p>\n","protected":false},"author":8,"featured_media":7187,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[74],"tags":[],"class_list":["post-7178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dernieres-nouvelles"],"blocksy_meta":[],"acf":[],"yoast_head":"\nRetirer un cosignataire d'une hypoth\u00e8que | Solutions Hypoth\u00e8ques<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez comment retirer un cosignataire ou un coemprunteur de votre hypoth\u00e8que au Qu\u00e9bec, m\u00eame apr\u00e8s un refus bancaire. 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