Rent-to-own

Here’s why our Rent-to-Own program is such a great choice:

• You’ll build up equity while paying rent, which can be used towards additional down payment or your closing costs when you’re ready to buy the property.
• Worried about your credit score? Don’t be! Our Rent-to-Own program allows you to move in today and buy back the property tomorrow, as long as you have the necessary down payment requirements.
• You’ll also have the opportunity to secure your future purchase price now, which means you could end up making a profit on your purchase.
• With home prices high and inventory low, our Rent-to-Own program can be an attractive option for those who want to get into the market but may not have the credit to do so immediately.

Who is our Rent-to-Own program for?

• Tenants looking for a bigger place to start a family.
• Anyone who wants to buy below market value but doesn’t qualify for a mortgage due to credit.
• Those who want to start a daycare or run a foster home.
• Buyers of succession or inheritance property and much more!

To qualify, you’ll need:

• A down payment between 13.5% and 21.5%.
• Sufficient gross income for the purchase price.
• To be discharged from a consumer proposal or bankruptcy.

And the best part? The process is so easy! Just fill out our online application, and we’ll help you find the perfect property that suits your needs. You move in, make your payments during the term, follow our credit repair program, and then buy back at the agreed-upon price.

We’ll guide you through every step of the process and even offer a pre-approval. So what are you waiting for? Say goodbye to renting and hello to your dream home with our Rent-to-Own program!